Health and Welfare Benefits

HEALTH INSURANCE
For most Local 15 contracts, medical, dental, and group life insurance is provided to eligible workers through the Theatrical Stage Employees Health and Welfare Trust . In order to become eligible, workers must accumulate a total of 240 hours of covered employment (under Union contract), within a two consecutive month period. The Trust Administrator will mail enrollment forms to individuals upon eligibility. Coverage begins the first day of the month following eligibility and continues as long as there is 120 hours of covered employment per month on average. If eligibility is lost due to lack of employment, workers have the right to continue coverage through self-payment of the premium for up to 18 months (COBRA). Self-payment will maintain eligibility so when a worker reaches 120 hours in his/her hour bank, coverage will be automatically reinstated. Failure to self-pay will result in loss of eligibility, which will require the individual to requalify for coverage (240 hours in two months). Trust provided coverage is individual only, spouse and dependent coverage require additional premiums. Questions should be directed to a Health and Welfare Trustee or the Trust Administrator.

As soon as you start working, a certain amount of money per hour that you work is contributed to a Medical and Dental Reimbursement Account. This money is available for use even if you are not qualified for insurance. If you have more than $25 in your account, you will receive periodic statements. A list of allowable items and procedures is included in each new worker packet. Claim forms are available in the office.

PENSION
Most Local 15 employers participate in the Western Employees Benefit Trust. This is a self-directed, defined contribution plan, which is administered by Employee Benefits. The plan also has a 401K component, which allows workers to contribute a percentage of pre-tax wages. (See your tax or financial advisor for any additional legal requirements/limitations.) Not all employers participate in the 401K component, which requires payroll deductions. Workers are 100% vested in the plan with their first contribution and may direct or change the investment of their contributions within funds available through the Trust. Enrollment information and forms are included in the new worker packet and in the Local 15 office. Additional information on withdrawals, rollovers and transfers is available from the Retirement Board or the Administrator.

UNEMPLOYMENT
As a Local 15 worker, you can sign up for unemployment if you have been laid off. You must call in as available for the week you are making a claim. Submitting a claim for any period during which you turned down work or were unavailable is FRAUD.

When you sign up for unemployment, you should not list Local 15 as your employer. If you file for unemployment after having worked for a company that has their paychecks issued by the Trustees for Stage Employees, please be sure to write the Employer down as Trustees for Stage Employees, 2112 3rd Avenue Seattle, WA. 98121. NEVER put IATSE Local 15 down as your employer. We do not issue your paychecks or send you W-2's.